Services
PAE's focus is on optimizing every authorization for flawless performance and higher approval rates. The services we offer would generally be split into 3 distinct parts.
Authorization Health Check
Deep Analysis
We scrutinize your decline patterns and approval rates to understand the full picture.
Root Cause Identification
We pinpoint the precise technical and strategic reasons for transaction failures.
Actionable Roadmap
We provide a clear strategy to optimize performance and lift your bottom line.
Impact-Driven Prioritization
Focus first on the changes that will deliver the biggest lift in approval rates and reduction in false declines.
Implement System Changes
Production-Ready Design
Translate recommendations into precise configuration and code changes that fit your existing authorization stack.
Controlled Testing & Validation
Where possible, prove each change against real authorization scenarios before it reaches full production.
Monitored Rollout & Fine-Tuning
We support go-live and continuously tune based on live data to lock in long-term performance gains.
Plan Ongoing Optimization
STIP advice handling
Ensure STIP advices are consistently downloaded, reconciled, and used to highlight where stand-in decisions are impacting approvals and declines.
Utilize STIP services
Select, configure, and optimize STIP services so stand-in decisions support your customer spend and risk strategy.
Continuous rules & risk tuning
Regularly refine risk, velocity, and authorization rules using real performance data to protect both approval rates and fraud performance.
Routing, timeouts & fallbacks
Optimize routing paths, timeouts, and retry logic so more transactions reach the best possible decision path, even under issuer or network disruption.
Every engagement starts with a discovery conversation about your current processing performance and your operational requirements. Discuss your authorization goals