PAE's focus is on optimizing every authorization for flawless performance and higher approval rates. The services we offer would generally be split into 3 distinct parts.
We scrutinize your decline patterns and approval rates to understand the full picture.
We pinpoint the precise technical and strategic reasons for transaction failures.
We provide a clear strategy to optimize performance and lift your bottom line.
Focus first on the changes that will deliver the biggest lift in approval rates and reduction in false declines.
Translate recommendations into precise configuration and code changes that fit your existing authorization stack.
Where possible, prove each change against real authorization scenarios before it reaches full production.
We support go-live and continuously tune based on live data to lock in long-term performance gains.
Ensure STIP advices are consistently downloaded, reconciled, and used to highlight where stand-in decisions are impacting approvals and declines.
Select, configure, and optimize STIP services so stand-in decisions support your customer spend and risk strategy rather than working against it.
Regularly refine risk, velocity, and authorization rules using real performance data—not one-off assumptions—to protect both approval rates and fraud performance.
Optimize routing paths, timeouts, and retry logic so more transactions reach the best possible decision path, even under issuer or network disruption.
Every engagement starts with a discovery conversation about your current processing performance and your operational requirements. From there the work can be sized accordingly.